Gurdayal Singh is the principal of Benefit Consultant Inc. DBA Jyot Financial since
1988, an independent firm specializing in comprehensive planning. He brings a
wealth of experience and a strong sense of customer care, confidence and prestige
to every relationship. As an expert, Gurdayal enjoys educating his clients on the
different strategies and techniques important to achieving their financial goals.

Gurdayal, graduated from Delhi University with a masters degree in Business
Administration. He is fully licensed and accredited by the State of California to
provide extensive financial & insurance services. His ongoing participation in
continuing education programs in this field to remain up to date on applicable laws
and regulations, further exemplify his commitment to fulfill and attain the financial
security for his clients.

Gurdayal specializes in planning for small businesses and individual families. Life,
Health, Disability insurances, Pension Plans, 401K, IRA, College education Plans
are among the many services provided by him. He is a true independent
representative working in the best interest of his clients.

Gurdayal has always been an active member of the Sikh community. He helps the
community in the form of fund raising, voluntary teaching including religious values
and better way of life. He is also an active supporter of The American Heart
Association.

As a dedicated family person, Gurdayal is married and together they have two
children.